Moderna Bank
Moderna Bank
$MRNABANK
← Back to dashboard
How It Works

Hold $MRNABANK.
Get paid in $MRNA.

Moderna Bank turns ordinary trading activity into passive $MRNA stock rewards. Every time the creator earns SOL fees, they're automatically swapped to $MRNA and distributed to every $MRNABANK holder — on-chain, trustless, and proportional to what you hold. Here's the whole flow, end to end.

The flow, phase by phase

  1. Phase
    I
    You buy & hold $MRNABANK

    Pick up $MRNABANK on pump.fun and simply keep it in your wallet. There is no staking, no locking, and no claiming. Your share of every future reward is determined purely by what percentage of the total supply you hold at the moment a distribution runs.

  2. Phase
    II
    The creator earns SOL fees

    As $MRNABANK trades, the pump.fun creator account accumulates SOL in trading fees. These fees are the fuel for the entire rewards engine — every distribution traces back to real on-chain creator revenue.

  3. Phase
    III
    SOL is swapped to $MRNA

    Once enough SOL builds up, an automated job swaps it into $MRNA — tokenized Moderna stock — routed through Jupiter for the best on-chain price. Each swap is recorded and shown on the dashboard under “Recent Swaps”, linked to its Solscan transaction.

  4. Phase
    IV
    $MRNA is distributed to every holder

    The freshly acquired $MRNA is split across all qualifying holders, proportional to each wallet’s share of the supply. Payouts are sent directly on-chain in batches and logged under “Recent Distributions”. Bigger bags earn a bigger slice — automatically.

Why it's different

No staking

Your tokens stay liquid in your own wallet. Nothing is locked up.

No claiming

Rewards are pushed to you automatically. No buttons, no gas to claim.

Fully on-chain

Every swap and payout is a public transaction you can verify on Solscan.

The two tokens

$MRNABANK — the one you hold

The Moderna Bank token. Holding it qualifies you for $MRNA rewards.

$MRNA — the one you earn

Tokenized Moderna stock, distributed to $MRNABANK holders. View the live pair ↗

MRNAzXzhNcaEXJPibHEn8cd4vyekCDiivTyEwswLUCT ↗

FAQ

Do I have to claim my rewards?

No. $MRNA is airdropped straight to your wallet during each distribution. There is nothing to claim, sign, or stake — just hold $MRNABANK.

How is my share calculated?

Your share equals your $MRNABANK balance divided by the circulating supply at the time of the distribution. Hold 1% of supply and you receive roughly 1% of that round’s $MRNA.

How often do distributions happen?

Distributions run as creator fees accumulate and get swapped. There is no fixed schedule — the more volume $MRNABANK sees, the more fees build up, and the more frequently rewards go out.

Is everything verifiable?

Yes. Every swap and every distribution links to its transaction on Solscan. You can audit the full path from creator fees → $MRNA swap → payout to your wallet.

What is $MRNA?

$MRNA is a Token-2022 mint issued by Backpack Securities that tracks Moderna, Inc. (NASDAQ: MRNA). By holding $MRNABANK you accumulate $MRNA exposure passively, funded entirely by $MRNABANK trading activity. The token is not equity itself — redemption terms are set by the issuer, not by Moderna Bank.

Ready to earn $MRNA?

Check whether your wallet already qualifies, see live swaps and distributions, and watch the $MRNA price — all on the dashboard.

Check my wallet →See recent distributions